Non Owned or Hired and Hired Automobile Coverage

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These coverages are used alternately to protect against claims arising out of the use of vehicles leased, hired, rented or borrowed by you, or your employees, while in the course of business Non-Owned Automobile Liability, and to provide liability protection for autos used in your business that are not owned, leased, hired, rented or borrowed. This includes autos of employees and subcontractors that are used on your behalf.