Reasons why you may require a Georgia Title Bond.

You must prove ownership to register a vehicle or you can buy a Title Surety Bond, which guarantees you are the rightful owner.

4 common flaws fixed by the Bond.

You bought a vehicle and:

  1. Only received a bill of sale.
  2. The title is flawed, missing signatures.
  3. It is an out of state vehicle, and the title still shows a lien.
  4. The title was lost before transferring it into your name.

An easy low cost fix can be found starting at $100.00

Step 1: Visit and enter the vehicle type and bond amount

Step 2: Provide vehicle information (Year, Make, VIN#)

Step 3: Pay for the bond, most bonds are priced at $100 (for example a $5000 bond costs $100)

That’s it! A bond will instantly be emailed for you to print out. With the bond and all documents in hand you will be able to get a new bonded title issued in your name!

Live chat with us at or call 800.921.1881 with any questions you may have regarding a bond, We are happy to help.

On Time, on Budget, Maximum Profits every time. Payment and Performance Bonds.

A payment bond is required on many construction projects, both private and federal. In the construction industry, the payment bond is usually issued along with a performance bond. The payment bond forms a three-way contract between the Owner, the contractor and the surety, to make sure that all sub-contractors, laborers, and material suppliers will be paid leaving the project lien free. A ‘payment only’ bond is rarely requested.

Payment Bond Terms

The Surety is the company licensed by the Insurance Department and the regulatory agencies to write bonds within the state of the country on which the work will be executed.

The Contractor also called the principal, promises in the payment bond that the contract will be executed according to the specified terms, while the Surety promises that if the contractor fails on the terms, it will pay damages to all demanding parties.

The Obligee is the entity that is requiring the contractor to get a bond. has an easy application that can be filled out online, which will give the necessary information for the underwriter to know who you are and where you are coming from.

THAT’S IT! Easy as 1, 2, 3, our streamlined process will get you on the fast track to obtaining a Payment bond.

For more information about Payment Bonds visit us at or call us at 1.800.921.1008

Successfully Bid on Commercial Construction Projects with Surety Bonds.

Many new contractors who are interested in the construction industry ask how to bid construction jobs. There is no set way to bid on construction projects, but coming up with the most accurate cost estimate and developing the lowest bid is a tried-and-true method.

Construction bidding is the process in which a general contractor is selected to work on a construction project.

In some cases, the only thing that matters in the construction bidding process is presenting the lowest price to the owner; in other cases, the contractor’s qualifications are as important—if not more important—than having the lowest dollar amount.

One of the most lucrative long-term opportunities for construction companies is winning construction bid projects. As a construction company small or large, you most likely already know obtaining business through contract bidding can be a great source of income. It is also a way of securing long-term work and steady cash-flow for years.

Virtually all of the public construction work in America is accomplished by private sector firms. This work generally is awarded to the lowest responsive bidder through the open competitive sealed bid system. Surety bonds play a critical role in making the system work.

There are also several internet search sites for current and upcoming construction bids in most states, at Bernard Fleischer and Sons/ we are a licensed bond provider in all 50 states. has an easy application that can be filled out online, which will give the necessary information for the underwriter to know who you are and where you are coming from. It is impossible to give too much information regarding a contractor. Everything the contractor does can be submitted to the company. His ability as an estimator can be determined by the listing of bids submitted in the application. Newspaper accounts of work, etc. and photos are always helpful.



THAT’S IT! Easy as 1, 2, 3, our streamlined process will get you on the fast track to obtaining a bid & performance bond.

For more information about Bid & Performance Bonds visit us at, or call us at 1.800.921.1008

Car Wash – Wage Payment Bond Requirements as of 2017, Visit

The New York City Car Wash Wage Payment Bond

is a new requirement for the New York City DCA due to the Car Wash Accountability Act, The law enacting this bond was passed in 2015 but enforcement will begin this renewal term. The license renews 10/31 of odd years.

About: The Act requires operators to obtain a license from the City that must be renewed periodically. Applicants for a license must prove that they have the appropriate liability insurance, workers’ compensation, and disability insurance coverage. The fee for a license would be $550 biennially. The Act would also require car wash operators, as a condition for obtaining a license, to obtain a surety bond of $150,000. If the car wash is subject to a collective bargaining agreement the amount of the bond required is only $30,000. Depending on an owner’s credit score, the premium for such a bond will cost between $1,500 and $15,000 a year. We have the bonding company with the best rates.

How it works: the purpose is to ensure that car wash operators pay all earned wages, interest on wages, and fringe benefits due to their employees. If the principal fails to pay all sums appropriately, then the Bonding Company will pay and go after the principals to recover any funds they have paid out. The bond protects employees from financial loss.

Let Bernard Fleischer & Sons Inc. / help you meet these requirements as efficiently as possible with our new online application to expedite the bonding process. Visit us at to learn more, Apply Here or contact our bond underwriter Jose Ward at 1.800.921.1008 ext. 110

Motor Vehicle Dealer License Bonds APPLY ONLINE!

Apply for your Motor Vehicle Dealer License Bond or renew your Bond.

As part of the motor vehicle dealer licensing process, states require that prospective dealers post a surety bond called a motor vehicle dealer bond to protect the public from any inappropriate or illegal actions on behalf of the automotive dealer.

Vehicle Dealership Surety Bonds in Every State

The state agency that is in charge of licensing auto dealers should tell you if you need a bond before you begin the application process. If you haven’t been told that you need a bond, it’s a good idea to contact the agency and make sure you don’t need one. You might also take the time to learn more about the dealer licensing process in your state.

Generally, obtaining and filing a surety bond is a normal part of the dealer licensing process in every state.

Learn More about Motor Vehicle Dealer Bonds or apply online with Bernard Fleischer & Sons Inc. /

New Jersey Motor Vehicle Dealer bonds EZ Application.

Don’t get caught with a bond expiration! Buy your bond now with our new quick, safe and efficient online application.  New Jersey Motor Vehicle Dealer bonds are coming up for renewal on 4/1/2017, Bernard Fleischer and Sons Inc./ is a trusted provider of these bonds with very competitive rates and underwriting! Contact us today to apply or renew your bond with us. Want to learn more about Motor Vehicle Dealer Bonds? visit our blog for an informative F.A.Q. here, visit our website at, call us at 800.921.1008 or fill out our EZ application.

Glossary of Key Bond Terms

Bid Bond:

A type of contract surety bond that
ensures a bidder for a supply or construction
contract will enter into the contract within the
stipulated timeframe if the company wins the bid.
Default results in the obligee (a government
agency, in this case) receiving the difference
between the amount of the principal’s bid and
the bid of the next low bidder or company
who qualifies for the contract, or the amount
of the bond.

Commercial Surety:

A type of surety bond that
can be required by state and local regulators in
a wide variety of situations to protect consumers
and taxpayers. Some of the most significant for
government policymakers include: license and
permit bonds, reclamation bonds, mortgage
broker bonds and subdivision bonds.

Contract Surety:

Surety bonds that involve
construction projects. In the event a contractor
defaults, contract surety bonds ensure funds
are available to complete the contract and pay
subcontractors, suppliers and laborers.

Fidelity Bond:

A bond a business seeks to
protect itself in the event of a loss incurred
because of employee dishonesty or misconduct.
Some states require these bonds for businesses,
such as title insurance companies and credit
unions, that do business with consumers.

License and Permit Bonds:

Statutes and
regulations require these bonds if a company
seeks to obtain a license or permit in a state
or local jurisdiction. If a principal violates its
obligations, this bond pays the obligee or
other third party.

Miller Act:

Law passed in 1935 that requires
performance and payment bonds for federal
construction projects over a designated
amount, currently for contracts over $150,000.

Money Transmitter Bond:

A surety bond that
guarantees money transmission companies
offer services in compliance with state or local
statutes and regulations.

Mortgage Bond:

A type of commercial surety
required by a state or local regulatory agency
for mortgage brokers to become licensed in
that state.


The entity that requires the bond
and is protected if there is a loss or default.

Payment Bond:

A bond given by a contractor
to guarantee payment to subcontractors,
laborers and suppliers for work performed
under the contract.

Performance Bond:

A bond that guarantees
performance of the terms of a written contract.


Required by a surety company
from the principal for the issuance of a bond.
Performance and payment bonds come with
a one-time premium that typically equals up
to 2 percent of the contract price.


Also called “obligor.” This is the
party who seeks the bond and is bound by the
underlying obligation.
Reclamation Bond: Required by a state
regulatory agency, such as the Department
of Environmental Quality, for a business that
seeks to mine or perform related activities on
public lands. These bonds provide a financial
guarantee that the public lands mined will
be restored.

Subcontractor Bond:

A bond that a general
contractor may require of a subcontractor,
which guarantees the subcontractor will
perform work in accordance with the terms of
the contract and will pay for certain labor and
materials under the contract.

Subdivision Bond:

Developers must get this
bond from a surety if they plan to develop a
plot in a municipality to sell lots or homes.
Local development authorities require
these bonds, which guarantee a developer’s
obligation that the project will adhere to state
and local statutes and regulations, before they
issue a development permit.


Third party that issues the bond to the
principal and is responsible for fulfilling the
claim in the event of a default or loss.

Surety Bonds:

A written agreement where a
surety obligates itself to a second party, called
the obligee, to answer for the default of the
principal. In the case of public works contracts,
the obligee would be the state agency and the
principal would be the contractor.

New Jersey’s “Small Business Bonding Readiness Assistance Program”

Bid and Performance Bond


N.J. Governor Chris Christie recently signed legislation intended to give small businesses a boost by helping them get funding.

Bernard Fleischer and Sons/ supports this legislation to help minority owned businesses to be competitive and bid on State and Federal work. By offering programs of $250,000 and up for small businesses, we can help provide the confidence and bonding needed to be considered for such lucrative contracts.

The bill (S123) creates the Small Business Bonding Readiness Assistance Program within the state’s Economic Development Authority, which doles out millions in financing and billions in tax credits to businesses in the Garden State.

Christie signed the bill into law inside the African American Chamber of Commerce’s headquarters in Trenton. Bernard Fleischer and Sons/ is committed to helping to give minorities “greater access” to programs like these to help rebuild cities like Trenton, NJ.

The services are designed to provide support and assistance to small businesses seeking surety bonding by providing a better understanding about what surety underwriters are taking into consideration during the bond application process which is often missing when small businesses seek to satisfy bonding requirements on larger projects.

Bid and Performance Contract bonds are often difficult to qualify for and costly for smaller businesses. Along with The Small Business Readiness Assistance Program, Bernard Fleischer and Sons/ can help small and minority owned businesses navigate the process.

We can help you grow your knowledge even further and supply competitive bond premiums to enable your business to qualify for profitable government projects. Visit us at to learn more or call 1.800.921.1008 and speak to our informative bond underwriters.


T: 212 566-1881 ext.110


Motor Vehicle Dealer Bonds F.A.Q.



Q. What Is a Motor Vehicle Dealer Bond?
A. It is a guarantee that motor vehicle dealers will follow the regulations of their state, and is usually required to obtain a dealer license.

Q. How much does a motor vehicle dealer bond cost?
A. The cost is a percentage of the bond amount. You can call us at 800.921.1008 for a free estimate. If you require an exact price, please complete a motor vehicle dealer bond application and receive the free bond quote.

Q. Can I get a motor vehicle dealer bond with bad credit?
Yes. We have great high risk markets and can get you approved for a new & used motor vehicle dealer bond regardless of bad credit. To learn more, visit our bad credit bond general information page and complete the EZ application.

Q. How to Get a Bad Credit Motor Vehicle Dealer Surety Bond.
A. We have access to many exclusive programs, allowing those with bad credit to get approved. However, the price will be considerably higher compared to standard markets.

Q. How long does the application take?
A. We approve motor vehicle dealer bonds instantly online. The application process takes just minutes. You can get a no obligation online quote on our website at any time.

Q. My friend is an auto dealer. Will my motor vehicle dealer bond cost the same as theirs?
A. Possibly, but the rates vary based on the estimated risk and the ability to repay claims. As a result, your pricing could be lower or higher depending on your risk compared to the other dealer.

Q. How does a motor vehicle dealer bond protect my dealership?
A. It doesn’t. Motor vehicle dealer bonds protect the public from auto dealer fraud. A claim on your bond must be paid back by the dealer to the bonding company. You need to obtain insurance to protect your dealership.
Q. Do I need a motor vehicle dealer bond for selling mobile homes?
A. Very likely, many states require you to obtain motor vehicle dealer bonds to sell various types of mobile homes, including RV’s, manufactured homes and modular homes. However, every state has its own requirements.

Q. Do I need new AND used motor vehicle dealer bonds for selling new & used vehicles?
A. Usually no, one motor vehicle dealer surety bond generally covers both new and used vehicle dealers. However, motor vehicle dealer bond requirements vary by state.

Q. How is a motor vehicle dealer bond different from car dealer insurance?
A. Bonds are a form of credit to motor vehicle dealers and assurance for the public. They guarantee that a dealer will not break the state laws. Should they break laws and cause a claim on the bond, the motor vehicle dealer is responsible for any damages. Motor vehicle dealer insurance protects the dealer from loss, not the public.

Q. How much does a Motor Vehicle Dealer bond cost?
A. Costs vary by bond size, applicant, bond form, state and the bond agency chosen. BF Bond only reviews the personal credit of the business owners. Nearly all other bond agencies will review business and personal financials, experience, bank balances and years in operation, in addition to personal credit. Visit our website and get an estimate, or apply to get approved instantly online.

Get the Motor Vehicle Dealer Bond You Require.
A motor vehicle dealer bond allows you to sell vehicles to the public and other dealers/wholesalers. A wholesale dealer bond only allows you to sell vehicles to other dealers and wholesalers.
A motor vehicle dealer bond applies to retail and wholesale dealers, and only one bond is needed to sell new and used vehicles. Whichever type you need, you can conveniently apply online for all motor vehicle dealer bonds.

For more information contact Jose Ward at 800-925-1008, email or visit us at