Pawnbroker Bond

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What is a Pawnbroker Bond?


Pawn brokers are considered a form of pseudo-financial institution and are therefore regulated. A pawnbroker bond is required by many states and municipalities.


Generally the surety bond amount is small and guarantees only that the pawn operator will operate withing the confines of the law, although some bond forms contain provisions that protect third parties from damages resulting from the pawnbroker's acts.


Duties of a pawnbroker secured by the surety bond include:


  • Compliance with state code and administrative regulations.
  • Receive property on pawn and securely warehouse the same.
  • Maintain proper ownership records.
  • File required reports with the pawnshop regulator.
  • Return property promptly and in the condition in which it was received.
  • Follow appropriate legal procedures when liquidating forfeited property.

Do I Need a Pawnbroker Bond?


Many states and municipalities require Pawnbrokers to post a surety bond in order to acquire a Pawnbroker's license to operate in the respective location.


Check with your local State regulations to see if this applies to you obtaining a license to operate a Pawnbroker business.

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How to Get a Pawnbroker Bond FAST!


Applying for a Pawnbroker Bond is not difficult, as we’ve simplified the process for you into easy to understand steps, which can be found on our Pawnbroker Bond application.


Finally, if you would like to speak to a live customer service representative to walk you through the process of applying and getting approved for a Pawnbroker bond today, we are here to answer all questions.


Our professionals are committed to easing the process for you. call us at (800) 921-1008, Live Chat with us below, contact our Bond Manager at



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